I think for the most part I've tried to refrain from posting on here when I'm really angry or upset about something.
I figure then it'll just sound like me whining. And even though my nickname as a child used to be "Becca-Whiiiiiiiiiiiiiiiiinnnneeerrrrrrr", I really hate whining.
When I do it, I hate the sound of it coming out of my mouth. So I've attempted to not come on here and gripe like it's my fourth grade journal.
But I'm just in about the foulest mood you could ever imagine right now. There isn't much else to do BUT whine in this instance.
Here's the scenario. I don't have health insurance. I had COBRA insurance from my former employer before getting diagnosed. It was crappy crappy coverage, but it was still coverage. However, COBRA ran out in February (coincidently just about when I finished chemotherapy. although that didn't really matter much b/c the COBRA benefits had been maxed out for months prior to that).
I cannot NOT have insurance. I need follow up PETscans and Upper Endoscopies pretty much indefinitely. So it was imperative I get insurance. I can't get it through my current employer b/c I am parttime, they are non-profit, etc etc.
So I hear about this program through the state of Illinois called ICHIP (Illinois Comprehensive Health Insurance Program). If you're approved, you can get covered, with no pre-existing condition, etc etc.
I applied, and got approved. Great news right? All worries solved for now?
The premium is $425ish a month. A MONTH?!? I can BARELY make $350 a month for rent, let alone regular utility bills, cell phone bill, and we're not even looking in the direction of my more than $40,000 in student loans. Nor am I even thinking about the way more than $125,000 still remaining in medical/surgical/treatment bills.
I just don't get it. I truly just can't see a solution. I do not have this amount of money. I do not have the option for making anywhere near enough at my current job. I am struggling to find a second job, or just a whole new job all together, due to the demands and constraints of this new plumbing system I had installed. I can't seem to be able to work a normal 8 hour shift with regularity. I'm lucky that my current employer is so understanding and flexible and has been there with me through it all already.
I don't apparently qualify for Social Security, SSI, Disability, Medicaid, etc. For who knows what reason.
I just don't understand. I feel very defeated. Very discouraged.
I don't know how people do it. How am I expected to pay this? It'd be one thing if I was just a normally broke fresh out of college kid. But I don't get a fresh start on this. I get to be held back by a year of treatment and surgery, barely able to work, and of course incruing massive debt well beyond even the most well established persons income. (let alone that I was not well established previously)
You always hear how a medical crisis just shatters people, not merely emotionally and psychologically, but financially as well. And I know the stories. But it's hard to fathom when it's you in that position. It's hard to dig yourself out of that pit of worry, anxiety, and fear. This wierd obligation I have. I've never imagined the statement "stuck between a rock and a hard place" to ever be so true. though for me it's essentially a life or death kinda true.
And well. That's it. I don't even have anything more to say. I barely can muster the energy to be angry. it's just too heavy. I'd rather just sink into a corner and disappear. money, insurance, the health care industry...all be damned.